Facebook-f Instagram
gmb
Book an Appointment
My Choice Mortgage & Finance
My Choice Mortgage & Finance
My Choice Mortgage & Finance

Home

My Choice Mortgage and Finance - Your Trusted Loan Brokers in Sydney

My Choice Mortgage and Finance is the ideal destination if you are looking for the best loan brokers in Sydney. We are here to help you navigate the home loan landscape with our expert guidance. If you are a first-time buyer or need an SMSF or low doc loan, we assure you that you will be satisfied with our flexible options and competitive rates that suit your needs.
Our seasoned mortgage brokers work with reputable lenders, and will thus come up with the best deal to help you meet your unique financial goals. Most importantly, they will ensure a stress-free process that saves time. Besides, our personalised mortgage solutions align with your budget, which is an added advantage of choosing us!Our professionals will provide transparent advice and mediate with the lenders to obtain quick approvals. So, what are you waiting for? Connect with us, and let us find you the home of your dreams!
2148793807

About Us

Welcome to My Choice Mortgage & Finance, your premier destination for expert mortgage solutions in Sydney, NSW. We believe that finding the right mortgage is not just about securing a loan—it’s about realizing your dreams, building wealth, and achieving financial security.

Unlocking the door to homeownership in Sydney, NSW, begins with the right home loan. At My Choice Mortgage & Finance we understand that securing a mortgage is a significant financial decision, and we’re here to make the process as seamless and stress-free as possible. With our comprehensive range of home loan services, tailored to meet your unique needs and circumstances, you can embark on your homeownership journey with confidence.

Read More

Our Lenders

adelaide-bank
westpac
virgin-money
unibank-1
st-george
resimac-1
teachers-mutual
SuncorpHorizontal_PrimaryCMYK_400
nab
me
macquarie
liberty
latrobe-fin
Latitude2021-1
ING logo 4
heritage-1
firstmac
fightfighters-1
cba2021-1
boq
bom-logo
bankwest-1
bank-sa
amp-logo
anz-logo

Our Services

We provide a wide range of loan solutions to meet our clients’ needs. You can get an overview of our services below. However, to get more details, about any of the solutions, visit the individual from the ‘Services’ section at the top.

Our Expertise as Sydney Mortgage Brokers

As mortgage brokers, we ensure quality loan solutions which include residential, construction, full doc, low doc and SMSF. Let us give you an idea of what we do.
Residential Home Loan
You need to have the right residential home loan if you wish to buy a home. At My Choice Mortgage and Finance, we will simplify this process for you by finding a loan tailored to your needs. So, whether you are a first-time buyer or want to upgrade your home, connect with us. We will assess your requirements and come up with flexible repayment options and competitive interest rates. We will also guide you through all the steps to make your homeownership stress-free
Construction Home Loan
Do you want to build a home of your choice? You will need to opt for a construction home loan then, since it provides flexible funding for each stage of the building process. Our mortgage brokers will secure a tailored construction loan with progressive payments. Thus, you will only need to pay interest on the funds you use. Furthermore, whether you are a first-time builder or an experienced developer, we will provide guidance related to accessing competitive loan options from lenders.
Full Doc Loan
Do you have a stable income and want a financial solution with better rates and flexible repayment terms? You need to opt for a full doc loan then, which will enable you to purchase a home, refinance and invest. We will assist you with completing the loan application process. You will only need to keep the essential documents at your hand’s reach which includes your payslips, tax returns, and financial statements.
Low Doc Home Loans
Contrary to the full doc option, we can assist you with low doc home loans, especially if you are self-employed or do not have regular income. If you opt for this solution, you do not need to produce traditional documents such as payslips or tax returns. Furthermore, we will help you secure competitive low doc loans step by step. Most importantly, we will ensure a hassle-free approval process for your peace of mind.
Best SMSF Loan Lenders
My Choice Mortgage and Finance is the right choice if you are looking to invest in property through your Self-Managed Super Fund (SMSF). As the best SMSF loan lenders, we will help you maximise your returns. We will connect you with reputable lenders who offer competitive SMSF home loans with flexible terms. This will help you purchase a residential or a commercial property smoothly. So, if you wish to achieve your investment goals, let us assist you today.

First Home Buyers

Property Investment

Refinancing

Debt Consolidation

Construction Loans

SMSF

Low Doc Loans

Car Loan

Why Choose Us

At My Choice Mortgage & Finance, we understand that navigating the complexities of the mortgage market can be overwhelming. That’s why we’re here to simplify the process and empower you to make informed decisions about your financial future.

Local Expertise, Global Perspective

As a locally based brokerage, we possess an in-depth understanding of the Sydney property market. .

Personalised Approach

We recognize that every client's financial situation is unique. That's why we take the time to listen to your specific needs, goals, and preferences.

Extensive Network of Lenders

With access to an extensive network of lenders, including major banks, credit unions, and non-traditional lenders, we offer a wide range of mortgage products to suit diverse needs and circumstances.

Transparent and Honest Advice

Trust and transparency are at the core of our business philosophy. We believe in providing you with clear, honest advice every step of the way.

Seamless Process

Buying a home or securing a mortgage can be complex and time-consuming. Our goal is to make the process as seamless and stress-free as possible for you.

Dedicated Support

Our relationship with you doesn't end once the deal is done. We're here to provide ongoing support and guidance, whenever you need.

FAQs About Our Loan Solutions in Sydney

Can I get a mortgage in Sydney if I’m self-employed or have an unstable income?
Yes you can. If you are self-employed with flexible income, you can opt for a low doc home loan. For this, you will only need BAS statements or an accountant’s declaration. You need not produce traditional payslips..
A construction home loan provides funds in stages according to the property construction process, reducing interest costs since you only pay for the drawn funds. On the other hand, standard mortgages provide a lump sum. The former is more progressive in nature when it comes to the payment structure.
To enhance your borrowing power, you will need to improve your credit score and reduce your existing debts. You will also need to increase your savings for a larger deposit since lenders evaluate income, expenses, and liabilities. If you minimise your discretionary spending and maintain stable employment, you can borrow more.
Yes. However, refinancing an SMSF loan can be complicated due to strict superannuation regulations. So, at My Choice Mortgage and Finance, we will assist you with evaluating your options and finding the best refinancing strategy for your SMSF investment.
Yes, using an SMSF loan to buy a property has certain risks which include strict compliance regulations and limited lender options. However, you need not worry since our experienced mortgage brokers and financial advisors will help you stay compliant and guide you accordingly.

Contact Us

Schedule an Appointment with Our Mortgage Brokers
To book a discussion with our mortgage brokers, call 402742493 or send your questions or details to info@mychoicemortgage.com.au, and we will respond soon.
Area We Serve
  • Sydney
  • Perth
  • Melbourne
  • Penrith
  • Paramatta
  • Adelaide

Client Testimonials

I cannot express enough gratitude to My Choice Mortgage & Finance for his exceptional service. As a first-time homebuyer, I was overwhelmed with the mortgage process, but Alankar made everything smooth and stress-free. He took the time to understand my financial situation and found me the perfect loan with the best rates. Alankar's professionalism, knowledge, and genuine care for his clients truly set him apart. I highly recommend My Choice Mortgage & Finance to anyone in need of a reliable mortgage broker
Sarah
I recently had the pleasure of working with My Choice Mortgage & Finance, specifically with Alankar , and I couldn't be happier with the experience. Alankar's knowledge and expertise were evident from our very first conversation. He took the time to understand my financial goals and provided personalized recommendations tailored to my needs. With Alankar's help, I was able to secure a mortgage that exceeded my expectations. I highly recommend My Choice Mortgage & Finance and Alankar to anyone in need of mortgage assistance.
Smith
Choosing My Choice Mortgage & Finance was one of the best decisions I made during my home buying journey. I worked closely with Alankar, and her dedication to finding the right mortgage for me was truly remarkable. Alankar was proactive, responsive, and always went the extra mile to ensure I had a smooth and stress-free experience. I highly recommend My Choice Mortgage & Finance to anyone seeking a reliable mortgage broker in NSW.
Michelle
Alankar was fantastic from beginning to the end. We never had a breakdown in communication as he informed us every step through out the journey. He made our process very smooth and easy. He is willing to go extra mile to keep his client updated. We can honestly say that Alankar made our process relatively stress free. We highly recommend him for mortgage brokering services.
Sudha
ALankar has been fantastic, taking the stress away from me and my husband. We have used his services before and went back to him for buying investment property because of the excellent work he did for us. We were not disappointed as he again provided more than expected, starting from refinancing, equity grant, maximum loan approval,all the suggestions and leading to the best outcome for us.
Ruchika

Enquiry Now

Follow us on
Facebook-f Instagram

Loans

Other Links

Contact Details

@2024 by My Choice Mortgage & Finance

Book an Appointment