Full Doc Home Loan
Looking For a Fast Full Doc Home Loan? Call My Choice Mortgage and Finance
Are you looking forward to getting a full doc home loan that can meet your funding needs for your efforts to purchase your home? My Choice Mortgage and Finance has to be your one-stop solution. We are home to some of the most skilled and qualified brokers. They use all their expertise and experience and take into account your financial needs, financial status, the status of your loan repayment history or credit scores and other relevant needs. This helps you to have the required loan approved at the earliest without any hassle, whatsoever.
What Makes Us The Most Preferred Brokers?
Our brokers are experienced, qualified and flexible. They use our network of the finest financial institutes to browse through various loan packages. Thus, they find the best and the most suitable loan pack that suits your needs.
We are flexible, and all throughout the negotiation, we prioritise your interest above everything else.
What Documents Do You Need To Provide to Have Your Home Loan Approved?
For your full doc home loan from us, you need to provide all your standard income verification documents, including tax returns, payslips, employment records), proof of identity, and other details in regards to your assets and liabilities, as well as every information about property assessment.
The documents you need include:
- Income verification docs, including 2 to 3 months of payslips, employment contract letter contracting employment details, and tax returns.
- If you are self-employed, you are required to provide business tax returns, bank statements showing all the transactions, proof of business registration and tax returns.
Other documents include:
- Valid passport, driver's licence, birth certificate, utility bills to have your address confirmed.
- Besides, the documents you need to provide include:
- Bank statement
- Details of any outstanding debts
- Information about out assets like investment
The property information you need to provide include:
- Property assessment report
- Sales contact
- Details of existing mortgages
- Deposit amount and loan assessment
FAQs
How can I increase my borrowing power?
You can increase your borrowing power if you can decrease your financial commitments like closing down the unused credit cards, or reducing their limits, by having extra income and the likes.
What are my upfront costs of taking a full doc home loan?
You will have to pay for stamp duty, transfer fee, mortgage registration and legal fees, lenders mortgage insurance, inspection fee, and other miscellaneous costs.
Reach Out To Us For Further details and To Apply For the Full Doc Home Loan
Contact us to set up an appointment to let us know about your home loan needs. You can write to us stating your queries as well.
Area We Serve
- Sydney
- Perth
- Melbourne
- Penrith
- Paramatta
- Adelaide