Get Complete Assistance with a First Home Buyer Home Loan
The first home that you buy is, and always will be special. It is one of your life’s biggest achievements. However, navigating the purchase process and getting the finances right can be quite overwhelming. However, at My Choice Mortgage and Finance, we are here to make the journey smooth and stress-free. If you need a first home buyer home loan, we are ready to assist you with the steps involved. We understand the unique challenges involved in the process and guide you with the same step-by-step.
Navigating home loans can be confusing since there are so many lenders and products already available. Picking the right package can only help you achieve your goals. So, our experienced mortgage brokers communicate with their clients to understand their needs and then take the necessary steps. Our professionals will determine your financial situation, homeownership goals, and eligibility. Next, they will find and compare various loan options from reputable lenders to match your needs.
What Can You Expect as a First Home Buyer?
As a first home buyer, you need to put your trust in us since we offer:-
Expert Guidance: We will walk you through every step of the loan process, minus the jargon, for your convenience.
Access to First Home Buyer Incentives: We will assist you in taking advantage of government schemes like the First Home Owner Grant (FHOG), First Home Guarantee (FHBG), and stamp duty concessions.
Tailored Loan Solutions: We provide fixed and variable, low-deposit, guarantor-backed loans and help you choose the right one to meet your needs.
Support Beyond the Loan: Apart from assisting you with the loan, we also provide budget advice and mediate with lenders, solicitors, and agents for your convenience.
We assure you that your home-buying experience will be a fulfilling one. So, if you are ready to embark on the journey, get in touch with us.
Why Opt for Our Assistance with First Home Buyer Loans?
Choose My Choice Mortgage and Finance if you need assistance with first home buyer loan since:-
- We work with reputable lenders
- We have a team of experienced mortgage brokers to help you through the loan process
- We provide detailed consultations related to first-home buyer loans
- We personalise our services to meet your home-buying needs
If you need more details about our first home-buying assistance, connect with us or go through the frequently asked questions section below.
FAQs Related to First Home Buyer Home Loan
Can I use my rental history to prove genuine savings for a first home loan?
Yes, you can, but in some cases. Many lenders allow consistent rental payment history as an alternative to traditional genuine savings, especially for first-home buyers. Our brokers will match you with lenders who offer this flexibility.
What happens if property values drop after I buy my first home?
If the property value falls below your loan amount, refinancing or selling can become difficult. However, we will guide you through risk planning and choosing a loan structure that is apt for varying market conditions.
Schedule an Appointment with Our Mortgage Brokers
To book a discussion with us related to first home buyer loan, call 0402 742 493 or click the Book an Appointment button at the top, fill in the details and click Submit.
